Do You Have a “Plan”? How to Create a Life Plan for Your Dream Life

Do you currently feel like you’re just going through the motions in life? Does your life feel out of control without a clear direction or purpose? You’ve always hoped you would have conquered adulthood by this time with a loving family, an attractive job, and a beautiful life. But things don’t seem to be going according to plan for you.

Many people have no plan beyond going to school and receiving a diploma. That’s why everything seems to go downhill after college as reality sets in. They have a great idea of what they want their life to be like, but have no idea how to get there. They spend more time planning a party or vacation than planning their lives. So, it’s no surprise that their aspirations feel like a pipe dream.

If you’re feeling this way, you’re not alone. Your dream life may feel like wishful thinking right now, but all you need to get back on track is a good life plan. Through effective life planning, you can transform your dreams and aspirations into realistic action plans and concrete goals.

So do not panic if you have no plan. It could be worse. Some don’t even have a ‘pla’.

I Don’t Even Have a ‘Pla’ — What Did Phoebe Buffay Mean?

Phoebe’s “I don’t have a pla” is a clever play on words that leaves out the last letter of the word "plan" to show that she is nowhere close to figuring out what to do with her life. It epitomizes the lack of control, purpose, and direction she was feeling after realizing that she had made no real progress and had no plan to achieve a fulfilling life.

Here is the backstory for those who haven’t watched the popular sitcom Friends. Three friends, Rachel, Monica, and Phoebe, were having a slumber party at Monica’s apartment. Rachel was feeling sad that her first paycheck was too small and her childhood friends (not Monica and Phoebe) were either getting married, promoted, or having a baby while she was struggling as a waitress after giving up a life of comfort and structure with her rich parents and ex-fiance for a life of uncertainties, independence, and freedom.

While the other two friends tried to cheer her up by telling her that things would work out despite their current struggles, Rachel asked, "What if things didn’t work out in the end?" This made the three friends think about how their lives had no direction or purpose. Realizing she had no plan, Monica asked Phoebe if she had one.

Phoebe replied with the famous line: “I don’t even have a pla.”

As simple as the quote is, it carries a deep meaning because it resonates with many people. Who can’t relate to feeling lost without a clear sense of direction at one stage in life? You’ve just finished college and have no idea where to find a great job you’re passionate about.

Or perhaps you’re feeling disillusioned that you haven't made any real progress despite working at your current job every day. You’re nowhere close to the financial security, loving relationship, and life of luxury and comfort you envisioned for yourself when you were young. Like Phoebe, you do not have a ‘pla’ to achieve your dream life.

What Is a Life Plan?

A life plan is a comprehensive guide that assesses your goals, values, and aspirations and provides a roadmap for achieving them. When you examine different areas of your life, such as relationships, careers, personal growth, finances, health and well-being, hobbies, etc., you’ll realize there is a gap between where you are and where you want to be. Life planning helps you bridge the gap between your current and dream positions.

A good life plan helps you prioritize what you consider important so that your decisions and actions are informed, deliberate, and targeted toward achieving your dreams.

According to a Harvard study, plan-making is closely linked with follow-through on many beneficial behaviors, including dieting, test preparation, and exercising. The study points out that the strength of your intentions or dreams alone is not enough to propel you to engage in a desired future behavior because it often causes you to under-plan or fail to plan entirely.

Another study proves that planning promotes the willful implementation of your goals and improves resilience and persistence when things get difficult. A life plan enhances its effectiveness by integrating concepts from positive psychology, such as focusing on strengths, building resilience, and maintaining a positive outlook.

Therefore, if you have life goals that you want to achieve, make a life plan today.

Qualities of a Good Life Plan

Life planning isn’t just about setting goals and hoping for the best—it’s about crafting a roadmap to your ideal life that is both inspiring and achievable. It’s not enough to draw up a plan and suddenly expect everything to fall into place. Before a life plan can be any good, it must have some key qualities—think of them as the heart and soul that breathe life into your aspirations.

It’s like planting seeds in a garden; you need the right soil, sunlight, and water to make the plants blossom. So, what makes a good life plan stand out from the rest? Check out some key qualities of a good life plan that can help you accomplish your objectives, like making more money, spending quality time with loved ones, or achieving your financial goals.

A Good Life Plan Contains SMART Goals

A good life plan must contain SMART (Smart, Measurable, Achievable, Relevant, and Time-bound) goals to transform vague aspirations into actionable steps that yield tangible results. When your goal is specific, it clearly states what you’re trying to achieve. Instead of saying you want to be healthier, the goal is to lose 12 pounds in 3 months.

When your goal is measurable, it provides an objective means of measuring your progress and knowing when you’ve achieved it. It’s also important to ensure your goal is achievable by being realistic about your abilities and resources.

Having relevant life goals is also important because when your goals match your core values and priorities, you feel fulfilled when you achieve them. Finally, ensuring your goal is Time-bound creates urgency and facilitates consistency.

A Good Life Plan Incorporates Small and Big Goals

Integrating small and big goals into your life plan is important. Your big goals provide a clear vision and long-term direction for your life, giving you a sense of purpose, driving positive change, and inspiring you to strive for meaningful achievements.

Once you’ve determined your big goal, work backward to outline the steps needed to achieve it. Break your big goals into small, short-term goals to make it easier to stay on track, remain consistent, and avoid feeling overwhelmed.

A Good Life Plan Considers All Areas of Life

If the goal were to maintain an outward appearance of success, all life plans would focus on achieving financial and career success. However, since the goal is fulfillment, a good life plan must assess all areas of life, including finances, relationships, career, hobbies, personal development, health and fitness, etc.

If all you need for a happy life is to improve your relationship with your family, then a good life plan must provide actionable steps to accomplish that goal.

A Good Life Plan Is Simple and Implementable

An old saying from the United States Military that remains relevant today is the KISS principle—Keep It Simple, Stupid! Complexity often has no strategic advantage, as it can get in the way of purpose.

We sometimes get so carried away by our imagination that we create a complex and unrealistic plan because it feels more grand and worthwhile. But what’s the point of a life plan you can’t implement? Most systems work best when they are kept simple.

A Good Life Plan Is Flexible

Life is unpredictable, so you can never accurately predict the cards you will be dealt. No matter how well you plan, you’ll come across unforeseen circumstances that will require you to review or adjust your plans. Your life plan template should leave room for adjustments to remain relevant when things change7 Reasons Why You Should Make a Life Plan

Imagine going on an exciting road trip to a place you’ve never been without a map or GPS. How quickly would your excitement dissolve into worry, stress, and frustration as you navigate the chaos ahead? Chances are that you will not reach your dream destination.

This scenario is similar to going through life without a plan. You need a life plan to provide direction and clarity, helping you align your actions with your values and goals and ensuring you make meaningful progress towards your ideal life.

Life planning isn’t just for those with ambitious goals or those searching for purpose. The truth is that we can all benefit from a little direction in different areas of our lives. Here are why creating a life plan is key to living your best life.

1. To Identify Your Values and Priorities

When you look closely at your life, you’ll realize you spend a lot of time doing unnecessary things. This happens when you don’t know your values or priorities. Life planning helps you determine your values, prioritize what aligns with them, or discard what doesn’t.

2. To Keep You Motivated and Increase Your Focus

It can be challenging to stay motivated, especially when dealing with long-term goals with no end in sight. However, having a life plan that reminds you of the bigger picture and breaks down your ambitious goals into smaller achievable milestones keeps you focused and motivated.

3. To Give You a Clear Sense of Direction and Purpose

Are you feeling lost or unsure where your life is headed? It’s because you haven’t created a life plan. Life planning gives you a clear purpose and ensures that your actions and decisions align with your goals and aspirations.

4. To Aid Personal Growth

All good life plans foster personal growth and development. By helping you assess your current situation and identify your values and life goals, a life plan provides a strategy to help you better yourself in several areas of life.

Do you want to become a successful business owner, spend quality time with your family, advance to management level in your office, or even lose weight for health and fitness purposes? Make a life plan. A life plan teaches adaptability, flexibility, focus, time management, efficiency, etc.

5. To Measure Progress

People often fail to appreciate the work they’ve put in because they set unrealistic targets for themselves or compare themselves unfavorably to others. A life plan contains milestones and benchmarks that help track progress. Seeing every little progress and celebrating the small wins is great for your confidence.

6. To Enhance Decision-Making and Time Management

With a good life plan, choices don’t have to become puzzles because you can easily refer to your plan and choose the option that aligns with your values. Having a clear life plan helps you prioritize the essential things and let go of unimportant things, allowing you to manage your time and resources effectively.

7. To Reduce Stress and Anxiety

We spend a lot of time worrying when we don’t know what steps to take and whether our actions and decisions are correct. Create a life plan to reduce stress and anxiety and help you focus more on taking concrete steps to achieve your goals.

How to Get Started with Life Planning When You Don't Have a "Pla"

Don’t panic if you relate to Phoebe’s lack of direction and purpose. We’ve all been there. Fortunately, you can resolve this easily. How do you go from someone who doesn’t have a “pla” to someone with a great life plan? It takes a few simple steps.

1. Start With Self-Reflection to Know Your Values

We believe there’s no better way to start than with a huge dose of self-reflection. Self-reflection helps you understand who you are, what matters to you, and what values you hold dear. Your core values shape your behaviors, decisions, and actions. The effectiveness of your life plan depends on whether your goals align with your values.

For instance, if you’re a business owner and integrity is one of your core values, you will not resort to manipulative sales tactics to get ahead. You’ll also avoid exploiting customers, employees, and stakeholders for financial gain, even if your big goal is to become a millionaire in the next two years.

Therefore, ask yourself the following questions to understand yourself better.

• Who am I?
• Who do I want to be?
• How do I feel about myself?
• What are my beliefs?
• What do I value?
• What matters most to me?
• What worries me most about the future?
• What am I really scared of?

There is much more to self-reflection than we explained above, but this should give you a rough idea. If you’re interested in properly understanding yourself, our comprehensive self-reflection series is just what you need.

2. Visualize Your Dream Life

After self-reflection, the next question to ask yourself is: What do you truly want? Take time to think about what will bring you the most satisfaction and fulfillment. Do you want to raise a family, build a profitable business, or advance to the management level in your career? Do you want to travel and explore the world with your romantic partner or achieve financial security?

After determining your dream life, visualize it as if it were already happening. Immerse yourself fully and utilize all your senses so that your imagination feels as real as possible. Imagine everything related to the dream life, such as the clothes you’re wearing, the time, place, people, emotions in your heart, the noises around you, and the taste in your mouth.

Studies show that visualizing a goal can get you closer to it. This theory has been applied to patients recovering from a concussion or stroke, professionals improving performance, novice surgeons experiencing less stress and anxiety during surgery, nurses improving clinical performance, and study participants improving muscle strength.

Visualizing your goal remains effective even when done through writing, dreaming, journaling, or meditating.

3. Evaluate Where You Are Right Now

Your dream life provides a clear idea of where you want to be, but you still need to start from somewhere. Assess your current situation and position by evaluating your successes and failures, experiences gained, and lessons learned.

Identify your strengths, weaknesses, and areas for improvement in every aspect of your life, including career, finance, relationships, health, community, self-improvement, etc.

4. Identify Priorities Based on Your Core Values

Set your priorities according to what aligns with your core values. What do you consider important in life, or what goals do you need to achieve? What are you doing that you must let go of? Identifying your priorities can help you focus on the important things, improving efficiency and time management.

5. Write Down Your SMART Goals

The SMART goal technique is one of the most effective goal-setting and time-management methods. Once you’ve determined your dream life and identified areas you want to improve, establish SMART goals you’ll work toward in the next few months or years. The SMART goal technique features clearly defined goals with a time frame to ensure urgency.

Don’t just set goals; ensure you write them down to increase your chances of achieving them. A study by Dr. Gail Matthews at the Dominican University concluded that people who write down their goals are 42% more likely to achieve them than those who don’t. Writing down your goals makes you more likely to follow through and be more committed.

6. Develop an Action Plan

People often know what they are supposed to do but can’t find the zeal to do it. Which student doesn’t know that studying hard increases their chances of getting good grades? You know exercise, healthy food, and adequate rest can help you keep fit or lose weight, but how often do you do it?

How do you ensure that you act on your beautifully crafted life plan template to achieve the life of your dreams? Create an effective action plan to breathe life into your life planning template.

Your action plan should include the following.

• Break down your long-term goals into small, manageable steps, such as a daily routine, weekly task, or monthly goal.
• Outline the steps to achieve your five or ten-year plans and create a timeline for task completion.
• Prioritize tasks based on importance or urgency.
• Identify the skills and resources you need to achieve goals.
• Identify obstacles to your goals and brainstorm strategies for overcoming them.
• When things become difficult, ask for help or support from your friends, family, and colleagues.
• Track your progress and review and adjust goals as necessary.

7. Develop Your Accountability Plan

Your enthusiasm is at its highest when you start a project and when you are about to complete it. Since your dream life is a long-term aspiration, you may struggle with a lack of motivation and commitment in the middle of the project.

How do you stay motivated and committed until the whole process is completed and the big goal is achieved? Find yourself an accountability partner.

This person can be a trusted friend or close family member. You may even consider a mentor or life coach. The goal is to ensure that someone conducts regular check-ins to keep you committed and guarantee that you continue making progress.

Don’t Just Dream—Make Your Ideal Life a Reality Through Effective Life Planning

Imagine standing at the edge of a vast forest, looking for a path leading you to a beautiful, hidden valley. Without a map, you might wander, getting lost among the trees and missing the breathtaking view entirely. But with a detailed map in hand, each step becomes purposeful, guiding you through the twists and turns until you finally reach your destination.

Creating a life plan is much like having that map. Your dream life is not just a distant fantasy; it’s a vision waiting to be brought to life. By embracing effective life planning, you transform your aspirations into actionable steps, guiding you toward the future you envision.

To help you on this journey, consider using our customizable life planning template. This tool can guide you, help you organize your thoughts, set clear goals, and track your progress.

Reflect on how well you know yourself as you plan your ideal life. Understanding your personality type can provide insights into your behaviors and preferences. Learning about career planning through the Holland Theory of Occupational Choice can be invaluable if you lack purpose and direction in your professional life. For improving relationships, the theory of love languages offers a profound understanding.

If your goal is overall personal development, immersing yourself in the principles of personal growth and self-improvement can set you on a fulfilling path.

Your ideal life is within reach—start life planning today and watch your dreams unfold into reality.